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Efua is a fishmonger. She buys fresh fish from the market and smokes them to sell. Efua has been selling smoked fish for four years now. She is married and has two children. She uses her income to help her husband feed and clothe their children. Efua will use her loan to purchase fresh fish to smoke for resale. Efua will expand her business with the new profit.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 47
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Efua to purchase fresh fish to smoke and sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 23, 2012
May 29, 2012
Currency Exchange Loss:
Dec 5, 2012