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Duhuzimbaraga/ Rgt Group
In this Group: Lazare, Callixte , Fulgence, Jean Paul, Donath , Aroon , Frederick, Alphonse
Lazare belongs to the Duhuzimbaraga/Rgt group. The group's name means "together we are strong". He is 27 years old and married with a child who is one year old. He attended school for 6 years at the primary level.

Lazare grows rice. This is his first loan cycle with ACB. He will use the loan to buy chemical fertilizer and to pay labor costs.

To expand his rice-growing activity, he plans to ask for other loans. Over the next few years, Lazare would like to modernize his farming methods by buying machines. With the profits, he plans to pay for his children's schooling and medical costs.
View original language description ↓
Lazare fait partie du groupe Duhuzimbaraga /Rgt. Le nom du groupe signifie «regroupons nos forces ». Il a 27 ans, il est marie avec 1 enfant de 1 an. Son niveau d’éducation est de 6 ans de primaire.

Lazare est agriculteur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre.

Pour faire croitre son agriculture de riz, il planifie de sollicite d’autres crédits. Dans les prochaines années, il voudrait modernise son agriculture en achetant des machines. Avec les profits, il prévoit de, payer les frais scolaire et médicaux pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 65
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duhuzimbaraga/ Rgt Group's $1,350 loan helped a member to buy chemical fertilizers and to pay for labor costs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
May 2, 2012
May 29, 2012
Currency Exchange Loss:
Oct 15, 2012