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Urmat is 43 years old, is married and is the mother of 4 children. Urmat has been raising livestock since 1998 as the main source of income for her family, having started this business with a sum of 12,000 somoni (KGS). Today, Urmat's holdings include 15 heads of small livestock and one cow. In order to further grow her business Urmat turned to Bai Tushum & Partners for a loan of 80,000 somoni (KGS) to purchase additional livestock. Urmat plans to use the earnings from the loan to invest in additional growth of her business.
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Урмат 43 года, замужем, мать 4 детей. Урмат в качестве основного источника дохода для своей семьи, с 1998 года занимается животноводством, начав этот бизнес с суммы 12,000 сом (KGS). На сегодня в хозяйство Урмат насчитывает 15 голов мелкого рогатого скота и 1 корову.
В целях дальнейшего развития своего бизнеса, Урмат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Урмат планирует вложить в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 172
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,536,875
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Urmat to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2012
Jun 4, 2012
Currency Exchange Loss:
May 18, 2013