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Djiguisseme 3 Group
In this Group: Katerine , Jemima , Rokia Seydou , Mamine Oumar , Gnire , Karia , Djeneba Ousmane , Fatoumata Bourama , Sikita Souma
The 9 members of the Djiguisseme 3 group are married women with an average age of 40, on average 5 children, and who all live in traditional family environments in Kampogosso, one of the villages in San, the 4th administrative region of Mali. They are collaborating with the Soro Yiriwaso microfinance institution in order to be able to carry out their farming activities during the rainy season. This is their 5th loan with the institution, the previous loans having been properly repaid.

Katerine, sitting second from the left in the picture, farms groundnuts. She plans to use her loan to buy small agricultural equipment, agricultural inputs and seeds, and to pay for the labourers that she needs to maintain three quarters of a hectare of farmland. The harvested produce will be sold in her village and at the San market, to a clientele made up of men and women. She expects to make an average profit of 115 000 francs per crop cycle. The profit will enable her to repay her loan as well as to support her husband with the daily living expenses.
Les 9 membres du groupe Djiguisseme 3 sont des femmes mariées ayant une moyenne d’âge de 40 ans, 5 enfants et vivant toutes dans des familles traditionnelles à Kampogosso, un des villages de San, 4ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est : l’arachide avec KATERINE, 2 eme assise de la gauche vers la droite sur la photo.
Avec son prêt, elle compte acheter, des petits matériels agricoles, des intrants, des semences et payer les frais de labour pour entretenir : 075 hectare.
La production sera vendue au niveau du village et au marché de San, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 115.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 20
    View loans »
    Mali Loans Fundraising
  • $11,391,850
    Funds lent in using Kiva
  • 523.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguisseme 3 Group's $1,300 loan helped a member to pay labour costs and buy agricultural inputs, small equipment and seeds.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 15, 2012
Listed
Jul 1, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013