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Jose
Jose was born in the Gaza province. He is 34 years old and lives with his wife in a home he owns, along with his family. He has 2 children and also supports his 3 brothers who live with him.

He has been a teacher for more than 10 years. He has a fixed contract from 6am from 3pm and earns a monthly salary that he uses for household expenses. He also has a business selling fish wholesale. He does not have employees but his wife helps him.

This is his third loan with Hluvuku, in the amount of 17.000.00mt, which he will use to purchase more fish in order to meet customer demand. The prior loans were for 6.500.000mt and 15.000.00mt for housing.

In the future he plans to enroll in the university and continue his education. He is confident he will pay off the loan early despite the electricity cuts that affect his business.
View original language description ↓
Nasceu na Província de Gaza tem 34 anos e vive maritalmente na casa própria com sua família, é pai de 2 filhos e responsabiliza se pelos seus 3 irmãos que vivem com ele em sua casa.
E docente a mais de 10 anos, funcionário permanente das 6h as 15h tendo um valor mensal que aplica nas despesas da casa. Para além do ordenado faz negócio da venda de peixe a grosso, não tem empregados e conta com ajuda da sua esposa.
Este é seu terceiro empréstimo na Hluvuvku no valor de 17.000.00mt com o qual pretende adquirir mais ainda no peixe na perspetiva de satisfazer a demanda dos seus clientes. Os anteriores no valor de 6.500.00mt e 15.000.00mt foram para habitação. Pretende futuramente engrenar na faculdade dar continuidade dos estudos. Esta confiante que vai pagar antes do tempo apesar da oscilação da energia que afecta o seu negócio.

About Mozambique

  • $1,389
    Average annual income
  • 51
    View loans »
    Mozambique Loans Fundraising
  • $2,429,250
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Jose to purchase fish for sale.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013