Djiguisseme 1 Group
Karia, standing in the middle of the picture, is the group's leader and farms groundnuts. She plans to use her loan to buy small agricultural equipment, agricultural inputs and seeds, and to pay for the labourers that she needs to maintain 1 hectare of farmland. The harvested produce will be sold in her village and at the San market, to a customer base composed of men and women. She expects to make an average profit of 150 000 francs per crop cycle. This profit will enable her to repay her loan as well as to support her husband with the daily expenditures.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est : l’arachide avec KARIA, la présidente du groupe, debout au milieu sur la photo.
Avec son prêt, elle compte acheter, des petits matériels agricoles, des intrants, des semences et payer les frais de labour pour entretenir : 1 hectare.
La production sera vendue au niveau du village et au marché de San, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 150.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid