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Rufina was born in the province of Inhambane. She is 39 years old and completed school through the 7th grade. She is a single mother of 3 children. She owns the home where she lives and does not support anyone else.

She has been an employee of the Xisaka Hotel for more than 5 years. She works as an assistant in shifts, either in the morning from 6am to 2pm or in the afternoon from 3pm to 10pm. She receives a salary which she uses for household expenses and her construction project. In addition to her job she has a stand in her home where she sells basic goods. She does not have any employees although her sons helps her out.

This is her second loan with Hluvuku, in the amount of 10.000.00mt, which she will use to purchase construction materials such as cement and sand to finish the exterior walls of her home. The previous loan was for 5.000.00mt, which she used for her business. She plans to make her payments successfully to have access to future loans.
View original language description ↓
Nasceu na Provincial de Inhambane, de 39 anos fez a 7ª classe, é solteira mãe de 3 filhos. Vive na casa própria e não responsabiliza se por ninguém.
Funcionária do Hotel Xisaka a mais de 5 anos, trabalha em turnos como auxiliar no período da manhã das 6h as 14h e no período da tarde das 15h as 22h. Tendo um salário que aplica nas despesas da casa e da obra. Para e além do trabalho tem uma banca em sua casa onde vende produtos de primeira necessidade. Não tem empregados e conta com ajuda do seu filho.
Este é seu Segundo empréstimo na Hluvuku no valor de 10.000.00mt com o qual pretende comprar material de construção nomeadamente: cimento e areia para o reboco da parede de fora em sua casa. O anterior no valor de 5.000.00mt foi para o comércio, pretende pagar com muito sucesso para aceder a outros empréstimos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 27
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rufina to purchase construction materials such as cement and sand.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2012
May 31, 2012
Currency Exchange Loss:
Feb 15, 2013