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Benkadi 4 Group
In this Group: Fatoumata , Minata , Kadia , Fatoumabelko, Alima , Bakoro, Salimata Adama , Sali , Sali , Hawa
The ten members of the group "Benkadi 4" are married women average 37 years of age and five children each all living in traditional families in Moribila Nagousso, a village in San (4th administrative region of the Republic of Mali). The women are collaborating with the microfinance institution Soro Yiriwaso to carry out their farm work during the rainy season. They are on their fourth loan with the institution. The three previous loans have all been repaid without difficulty.

The crop grown is peanuts, as is the case with SALI, the first woman seated from the right in the photo. With her loan, she intends to buy farm inputs and some seeds and to pay for plowing for maintaining 0.5 hectare.

The produce will be sold in the village and at the San market after the harvest. The customer base is composed of retailers and consumers.

SALI expects to make an average profit of 75,000 francs CFA per planting. This profit will enable her to repay her loan and also to help out her husband with day-to-day expenses.
View original language description ↓
Les 10 membres du groupe Benkadi 4 sont des femmes mariées ayant une moyenne d’âge de 37 ans, 5 enfants et vivant toutes dans des familles traditionnelles à Moribila Nagousso, un des villages de San, 4ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur quatrième prêt avec l’institution tous les trois prêts précédents ont été remboursés sans difficulté.
La spéculation cultivée est : l’arachide avec SALI, 1ere assise de la droite vers la gauche sur la photo.
Avec son prêt, elle compte acheter des intrants, semence et payer les frais de labour pour entretenir : 0,5 hectare.
La production sera vendue au niveau du village et au marché de San, après la récolte, à une clientèle composée de revendeurs et de consommateurs.
Elle compte réaliser un bénéfice moyen de 75.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 27
    View loans »
    Mali Loans Fundraising
  • $11,465,250
    Funds lent in using Kiva
  • 523.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi 4 Group's $650 loan helped a member to pay for plowing and to buy farm inputs and seeds.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 14, 2012
Jul 1, 2012
Currency Exchange Loss:
Mar 15, 2013