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Nasiba is a middle-aged woman. She is married and has three children. She works as a technician in the regional physiotherapy hospital. Her salary goes only for the daily needs. Her husband is working in the Russian Federation and every month as possible he sends money to his family. The children help their mother around the house.

Nasiba's home is in need of repairs and she wants to upgrade their home and improve their living conditions.

She is not able to accumulate a large amount and therefore she appealed to Arvand. Arvand hopes to be of some help and support.
View original language description ↓
Насиба-женщина средних лет,замужем и воспитывает троих детей. Она работает техничкой в областной физиотерапевтической больнице. Её заработная плата уходит только на повседневные нужды.Ее муж находиться на заработках в Российской Федерации и каждый месяц по возможности он присылает деньги своей семье.Дети помогают маме по дому.Дом у Насибы нуждается в ремонте и она хочет обновить свой дом,улучшить свои условия проживания.Она сама не может накопить большую сумму и поэтому обратилась в нашу организацию.Очень надеется на нашу помошь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nasiba home repairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 3, 2012
Currency Exchange Loss:
Dec 15, 2012