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Azat is 58 years old, and has raised six children. As the main source of income for her family, Azat has been working in animal husbandry and farming since 1991. She started her business with the purchase of two cows. Today Azat's business has 10 goats and sheep, six cows, and four calves. Azat also grows corn, cucumbers, and tomatoes on 3 hectares of land. Her business' monthly profit is about 10,000 somi (KGS) a month.

To further develop her business, Azat has asked Bai Tushum & Partners for a loan of 70,000 somi (KGS) to buy fertilizer and construction materials for repairing her barn to improve the living conditions for her livestock. Azat plans on investing the proceeds from the loan into further expanding her business by building a new livestock pen.
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Азат 58 лет, воспитала 6 детей. Азат в качестве основного источника дохода для своей семьи, с 1991 года занимается животноводством и земледелием, начав этот бизнес с покупки 2 коров. На сегодня в хозяйстве Азат насчитывается 10 голов мелкого рогатого скота, 6 коров, 4 теленка, также Азат обрабатывает 3,0 га земли с кукурузой, огруцами и помидорами. Ежемесячная прибыль от хозяйства составляет - около 10,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Азат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку удобрения для земли и закуп стройматериалов для ремонта сарая в целях обеспечения хороших условий для скота. Доходы от кредита Азат планирует вложить в дальнейшее увеличение бизнеса за счет постройки загона.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 100
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,740,225
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Azat to purchase fertilizers and construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2012
Jun 3, 2012
Currency Exchange Loss:
Jun 17, 2013