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Armine is 23. She lives in Spandarian village with her husband and little son. The couple runs a farm, where they raise livestock and cultivate land. Their main source of income comes from the sales of their harvest (potato and barley) and meat of their livestock.

Armine has applied for this loan, as she needs investments for land cultivation and cattle breeding. With the loan's help she plans to purchase three cows. She plans to feed, raise, and sell the meat at the end of the year when this product is in-demand the most. Armine also wants to purchase potato and barley seeds, fertilizer, and fuel to start and organize the land cultivation.

This loan is important for the young family to continue their stable development of the farm, which will provide them with a prosperous life and secure a better future for their children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 91
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Armine to pay for livestock, potato seeds, barley seeds, fertilizer and fuel.
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 1, 2012
Currency Exchange Loss:
Jul 1, 2012