Her husband works in the field and grows different seasonal crops.
Safia has given birth to two daughters. Both of them are also sewing experts. She has applied for a loan from Kiva partner Asasah to aid the further expansion of her sewing business. With the loan investment, she will buy a new sewing machine, which will allow her to complete client orders on time and increase her sales and income because her current sewing machine is not up to the task.
She is very confident that her business will grow further after the loan investment.
More information about this loan
Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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