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Shazia's Group
In this Group: Shazia , Zarina Bibi, Shamim Bibi, Sharifan Bibi, Kosar Parveen, Shamim Akhtar, Sunyari Bibi
Shazia is married and has a son. Due to financial constraints, she is unable to provide him education. Her husband sells medicines at different medical stores. He has good knowledge of medicines and he is very efficient in his work. Shazia herself does embroidery. She is very skillful in her work and receives regular orders every month. Her clientele base are her neighboring customers. She has applied for a loan from Kiva partner, Asasah, for the further improvement of her business. With the loan investment, she will buy beads, frames, and colored thread to offer better quality services to her clients. This will help her make more money from her business. She is very experienced in her business and confident about her success with this loan investment.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 311
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 91.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $1,325 loan helped a member to buy embroider material for her embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 24, 2012
May 29, 2012
Currency Exchange Loss:
May 17, 2013