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Khak is 54 years old. She is the mother of three children and resides with her husband in Kampong Chhnang province, Cambodia.

She has been employed in a restaurant for more than a year, earning approximately $2 per day. Two of her children are employed in a garment factory. They earn about $6 per day.

Khak wants to rebuild her present house. With this goal in mind, she is requesting a loan of $500 to purchase construction materials to rebuild her house. By doing so, she will be able to provide better living conditions for her family.

In the future, she would like to help her youngest child earn a Bachelor’s degree.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 115
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Khak to purchase construction materials to rebuild her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 8, 2012
Jun 1, 2012
Currency Exchange Loss:
Nov 15, 2012