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La Esperanza Group
In this Group: María De La Luz , Susana, Zobeida *, Paula *, Margarita , Yolanda , Isabel , Guadalupe , Gudelia, Berenice
* not pictured
In the community of Vicente, there is a group of 10 members who are involved in different activities. María de la Luz sells groceries, Susana sells costume jewelry, Zobeida has a dressmaker's shop, Paula sells chicken, Margarita sells groceries, Yolanda sells candies, Isabel sells clothing, Guadalupe sells tacos, Gudelia also sells tacos, and Berenice sells food. These women decided to call their group "La Esperanza" since they hope that this loan will give them the opportunity for a better life.

Isabel, 41, only finished high school and is married to Raymundo, who is a farmer. The couple have 3 children who attend school. Isabel says she has always wanted to help her husband with the household expenses and their children studies by going to work. Over 9 years ago, with the help of her family, she opened her own store offering men's and women's clothing in a small space in the center of her community called "Novedades Chelo." During that time, the business has prospered, and she has many customers. Isabel wants her business to continue to grow so that she can pay for her children's education and give them a better life.

Isabel will use the loan to buy a variety of blouses, pants, dresses, shorts, skirts, underwear, shirts, and t-shirts to restock her business. Isabel has always wanted to have a broad selection of merchandise and sell clothing for people of all ages, as she believes this helps her acquire more customers.
View original language description ↓
En la comunidad de Vicente existe un grupo integrado por 10 personas cada una de ellas con una actividad economica diferente,

María de la Luz vende abarrotes, Susana se dedica a la venta de bisuteria, Zobeida tiene un taller de costura, Paula vende pollo, Margarita vende abarrotes, Yolanda vende antojitos, Isabel vende ropa, Guadalupe vende tacos, Gudelia vende tacos también y Berenice vende comida. Estas mujeres decidieron llamar "La Esperanza" a su grupo ya que ellas tienen la esperanza de que este crédito les dará la oportunidad de mejorar sus vidas.

Isabel tiene la edad de 41, años solo estudio la secundaria y está casada con el señor Raymundo quien trabaja como agricultor. La pareja tiene 3 hijos los cuales están estudiando. Isabel comenta que siempre había tenido la inquietud de trabajar para ayudar a su esposo con los gastos del hogar y los estudios de sus hijos. Hace más de 9 años, con el apoyo de su familia, abrió su propio negocio de venta de ropa para dama y caballero en un pequeño local en el centro de su comunidad al cual llamó "Novedades Chelo". Con el paso de los años, el negocio ha prosperado y también ha ganado muchos clientes. Isabel quiere que su negocio continúe creciendo para poder pagar los estudios de sus hijos y darles una mejor vida. Isabel invertirá este crédito en la compra de variedad de blusas, pantalones, vestidos, short, faldas, ropa interior, camisas, playeras para resurtir su negocio. A Isabel siempre le ha gustado tener mercancía variada y vender ropa para personas de todas las edades ya que piensa que eso es lo que le a ayudado a ganarse a sus clientes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 34
    View loans »
    Mexico Loans Fundraising
  • $18,347,550
    Funds lent in using Kiva
  • 14.0
    Mexico Pesos (MXN) = $1 USD
Expired
A portion of La Esperanza Group's $6,875 loan helped a member to buy a variety of blouses, pants, dresses, shorts, skirts, underwear, shirts, and t-shirts.
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2012
Listed
May 31, 2012
Currency Exchange Loss:
Possible
Expired:
Jun 30, 2012