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James
James is 35 years old and lives in the town of Paidha in the Arua region of Uganda. He is married and has four children, two of whom are currently in school. For the past eight years, James has been working hard to manage his retail shop, which sells sugar and soap.

To help expand his business, James has requested a loan of 2,000,000 UGX from BRAC Uganda. The loan will be used to buy more essential commodities for resale. It will help James to generate greater profits and pay for food and medical expenses for his family. James hopes that in the future he will be able to sart a side business with more profits.

James is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like James who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 309
    View loans »
    Uganda Loans Fundraising
  • $30,664,350
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD
Expired
A loan of $825 helped James to buy more essential commodities for resale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 14, 2012
Listed
May 28, 2012
Currency Exchange Loss:
Possible
Expired:
Jun 27, 2012