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Married with two children that attend school, Alfredo lives in his own home with his family and one brother who also lives with them.

He works as a bar man, and with this loan he plans to buy materials (blocks, cement, sand, stone, and similar) to continue the construction work on his home.

In the future, he will finish his home and build a hardware shop. He is committed to properly repaying the loan in order to request further loans from Hluvuku. The challenge is to start his own business.
View original language description ↓
Casado e pai de 2 filhos todos frequentam a Escola, vive na casa própria com a sua família e sustenta mais 1 irmão que vive com ele.
Trabalha como bar man, e com o presente empréstimo pretende comprar material (blocos, cimento, areia, pedra, e outros) para dar continuidade a obra da sua casa.
No futuro concluir a sua casa e construir uma ferragem, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é organizar um negócio próprio.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 44
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Alfredo to buy construction materials (blocks, cement, sand, stone, and similar) to continue the work on his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2012
May 30, 2012
Currency Exchange Loss:
Feb 15, 2013