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Belinha is divorced and is the mother of six children, who are all adults. She lives in her own family with her children and also supports four grandchildren who live with her. She owns her own business selling various products. With the current loan, she will pay the legal fees for her land and buy construction materials (sand cement, bricks, iron, etc.) to start work on her home.

In the future, she hopes to finish her home and to grow her business. To do this, she promises to make her payments on time so she can request more loans from Hluvuku. Her challenge is having insufficient investment funds.
View original language description ↓
Divorciada e mãe de 6 filhos todos maiores de idade, vive na casa própria com a sua família e sustenta mais 4 netos que vivem com ela.
É negociante dono do próprio negócio de venda de produtos diversos, e com o presente empréstimo pretende legalizar o terreno e comprar material de construção (areia, cimento, blocos, ferro, e outro) para dar inicio a obra da sua casa.
No futuro deseja concluir a obra da sua casa e fazer crescer o seu negócio, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a insuficiência de fundos de investimentos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 40
    View loans »
    Mozambique Loans Fundraising
  • $2,858,300
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Belinha to pay for the legal fees for her land and to buy construction materials (sand, cement, bricks, iron, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2012
May 29, 2012
Currency Exchange Loss:
Jun 19, 2013