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Takhmina is 26 years old, she is married and is raising three daughters who are six, four and two years old. As an additional source of income for her family Takhmina has been doing field crop cultivation and animal husbandry for the last five years, a business she started with an amount of 5,000 som (KGS). Today Takhmina's livestock consists of two cows, two horses and 1,80 hectares of land where she grows peppers and perennial grasses. The sale of milk and dairy products bring around 5,000 som a month.

With the goal to further grow her business Takhmina has come to Bai Tushum and Partners for a loan in the amount of 30,000 KGS to buy heifers. She plans to invest the income from the loan into further increase of her livestock.
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Тахмине 26 лет, замужем, воспитывает 3 дочерей - 6,4 и 2-х лет. В качестве основного источника дохода для своей семьи, Тахмина на протяжении 5 лет занимается полеводством и животноводством, начав этот бизнес с суммы в 5,000 сом (KGS). На сегодняшний день в хозяйстве Тахмины имеется 2 коровы, 2 лошади и 1,80 га земли, где она выращивает перец и многолетние травы. Продажа молока и молочных продуктов приносит около 5,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Тахмина обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку нетели. Доходы от кредита Тахмина планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Takhmina to purchase cattle.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Apr 28, 2012
May 29, 2012
Currency Exchange Loss:
Jan 15, 2013