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For over nine years in Calamba, Misamis Occidental, Charmen, a 29-year-old married mother of three children, has made a living through the operation of a nipa-making (weaving nipa palm to make roofing materials) business. She earns 4,500 PHP a month for these activities.

In 2011, Charmen joined GDMPC to gain access to financial services to help improve her business and living situation. She is now requesting a loan of 10,000 PHP to buy nipa palm to make roofing materials. She plans to use the additional revenue generated from the loan as a reserve for future emergencies.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1161
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Charmen to buy nipa palm to make roofing materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 11, 2012
May 27, 2012
Currency Exchange Loss:
Dec 15, 2012