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Rhina Claribel
Rhina Claribel is 38 years of age and lives with her family: a daughter aged 12 and a son aged nine, both of whom are at school. She is a single mother but the children’s father helps with their upkeep whenever he can.

As she needed to help her children get ahead, she has worked hard to make sure that they have everything they need. With great effort she has set up a business selling food. Her customers can find a variety of snacks in her business, such as atol (a thick, corn-based drink), poleada (a sweet milk drink), bananas in honey, empanadas, fritters, etc. Her business is strategically located on one of the main streets in the area in which she lives. She also sells her produce in a room in her home.

Rhina Claribel is a very enterprising woman who is known by others to be very determined, generous, responsible and dedicated to her tasks. She is the main breadwinner in her home, and this business is the only one she has to allow her to earn an honest living and continue providing for her household every day. As a visionary woman with a desire to get ahead, she has requested this loan to invest in her business by buying the supplies she needs (sugar, salt, fruit, cinnamon, milk, salt, etc.) to continuing making the delicious snacks her customers enjoy.

With the loan she hopes to encourage sales, which will increase her income and allow her and her children to have access to better opportunities in their lives.
View original language description ↓

Rhina Claribel tiene 38 años de edad y habita junto a su grupo familiar el cual está compuesto por su hija de 12 años y su hijo de 9 años, los dos se encuentran estudiando. Es madre soltera, pero su esposo ayuda con la manutención de sus hijos cuando tiene las posibilidades. La necesidad de sacar adelante a sus hijos, la hicieron trabajar duro para lograr percibir lo necesario para las demandas de sus hijos. Con mucho esfuerzo ha logrado establecer un negocio en el cual vende productos de consumo. En su negocio las personas pueden encontrar variedad de antojitos como: atol, poleada, plátanos en miel, empanadas, nuégados, etc. La ubicación del negocio es muy estratégica, ya que se encuentra en una de las calles principales de la zona donde habita. Además también realiza la venta en su hogar de habitación. Es una mujer emprendedora la cual muchas personas conocen por ser muy luchadora, generosa, responsable y dedicada en sus tareas. Ella es el principal soporte económico de su familia, y este negocio es lo único que posee para ganarse la vida honradamente y continuar llevando el pan de cada día a su hogar. Como todo una mujer visionaria con ganas de superarse, solicita este crédito para invertir en su negocio en la compra de los insumos necesarios (azúcar, sal, frutas, canela, leche, sal, etc.) para continuar elaborando los ricos antojitos que tanto degustan sus clientes. Prevé que con esta inversión logrará impulsar las ventas las cuales le generarán un incremento en los ingresos y así podrá tener acceso a mejores oportunidades de vida para ella y sus hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 653
    View loans »
    El Salvador Loans Fundraising
  • $24,202,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Rhina Claribel to buy sugar, salt, fruit, cinnamon, milk, salt, etc.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2012
Listed
Jun 4, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013