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Frix Osmin
Frix Osmin lives with his family in their home. He makes a living farming, specifically farming basic grains like corn and beans. He has been working in this area for several years and has ample experience that allows him to obtain very good harvests. His business has shown results and provides very good earnings. The land that he farms is located in an area of ample farming very close to his locality. He does business in all the surrounding areas and is very well known by people. He has made a lot of regular customers as they know that everything he sells is of the best quality, at affordable prices, and of course offered with excellent service. Moreover, to contribute even more to the household expenses he has a day job. Frix is a young, exemplary man who has many goals that he wishes to reach, and he's always waiting for opportunities that will open to a path of success. During this sowing period he wants to increase production and obtain better earnings, but he needs the capital to invest in purchased supplies in cash. For this reason he's requesting a loan from Integral that allows him to buy corn seeds, bean seeds, fertilizer, insecticide, etc. Frix Osmin has a credit background and very good recommendations. He takes the responsibility of paying back the financing in the established time and at the same time trusts that he will give his family a more prosperous future.
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Frix Osmin vive junto a su familia en casa propia, él se dedica a la agricultura específicamente al cultivo de granos básicos, maíz y frijol, tiene varios años de trabajar en el rubro y tiene una amplia experiencia que le permite obtener muy buenas cosechas, su negocio le ha dado resultado y le deja muy buenas ganancias, el terreno donde siembra esta ubicado en una zona de amplia incidencia agrícola muy cercano a su localidad, el comercia en todos los alrededores y es muy conocido por las personas, se ha hecho de mucha clientela fija, pues saben que todo lo que comercia es de primera calidad, a precios accesibles y por supuesto con un servicio excelente, además para aportar aún más a los gastos del hogar tiene un trabajo de jornal; Frix es un hombre joven y ejemplar tiene muchas metas que desea alcanzar y siempre esta a la expectativa de las oportunidades que le abrirán camino al éxito, en este periodo de siembra quiere aumentar la producción y obtener las mejores ganancias pero necesita de capital para invertir en insumos comprados al contado, por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, fertilizante, insecticida, etc. Frix Osmin tiene experiencia crediticia y muy buenas recomendaciones, él se responsabiliza a pagar en el tiempo establecido el financiamiento y a la vez confía en que le dará a su familia un futuro más próspero.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 684
    View loans »
    El Salvador Loans Fundraising
  • $25,077,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Frix Osmin to buy corn seeds, bean seeds, fertilizer, and insecticide.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 22, 2012
Listed
Jun 4, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013