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Maria Julia
María Julia lives with her life partner and children in their own home. For a living she grows corn. She has many years of experience which helps her yield better crops. The land is located in an area of lots of vegetation. She sells in the outskirts of the area. She has gained lots of clientele since she sells quality products, at reasonable prices, and offers excellent service. María is a hard-working, honest, and visionary woman since she always takes advantage of opportunities that present themselves since she knows they will help her succeed. She had losses in her last crop and wants to make up those losses by requesting INTEGRAL a loan to buy corn seeds, fertilizer, insecticide, tools, etc. María Julia has good credit and positive references. She also has confidence in paying back the loan and offering her family a fulfilling life.
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María Julia vive junto a su compañero de vida e hijos en casa propia, ella se dedica a la agricultura específicamente al cultivo de maíz, tiene varios años de dedicarse a este rubro y se ha hecho de mucha experiencia valiosa que le ayuda a obtener las mejores cosechas, el terreno está ubicado en una zona de mucha incidencia agrícola, comercia en todos los alrededores de la zona, se ha hecho de mucho clientela pues todo lo que comercia es de muy buena calidad y a precios accesibles además el servicio es excelente; María es una mujer trabajadora, honesta y visionaria, siempre está aprovechando las oportunidades que se le presentan pues saben que eso le ayudara a alcanzar el éxito, en la última cosecha tuvo pérdidas y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, fertilizante, insecticida y herramienta. María Julia tiene buen record crediticio y buenas referencias crediticias tiene la certeza de cancelar el crédito y a la vez podrá darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 724
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Maria Julia buy corn seeds, fertilizer, insecticide, tools, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 4, 2012
Jun 3, 2012
Currency Exchange Loss:
Apr 18, 2013