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Ingris Yaneth
Ingris Yaneth did not have the opportunity to go to school and get an education the way every child should. Instead, she works and at the moments that is how she feeds her family. She is 21 years old, lives with her husband, and children who are her main motivation when it comes to working. For a living she makes and sells beautiful hammocks. She makes hammocks of all different sizes and sells them at various prices. With this business she is able to maintain her family since she is one of main financial contributors of her household. She is well known in her area and many people are happy and satisfied with the service she offers. She has some stable clients. Many clients make orders with anticipation. Her wish is to continue receiving income from this business since it is one of the main sources of income she counts on. Taking all of this into account she decided to request this loan to INTEGRAL to invest in her hammock business and increase sales by having more hammocks to sell. She will use the loan to buy material (thread) and pay labor for producing the hammocks. She will use the extra income to pay off the loan and continue supporting her home.
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Ingris Yaneth no tuvo la oportunidad de contar con la educación académica que todo niño y niña deberían tener. Esto la llevo a aprender un oficio, el cual es lo que le da de comer a ella y a su familia en la actualidad. Tiene 21 años de edad y habita junto a su esposo y sus hijos los cuales son la principal motivación de Ingris para continuar trabajando. Ella se dedica a la elaboración y venta de hermosas hamacas. Elabora variedad de tamaños de hamacas a diferentes precios. Con este negocio es como logra llevar el sustento a su hogar ya que ella es uno de los principales soportes económicos de su hogar. Es muy conocida en la zona donde habita y muchas personas están agradecidas y satisfechas con el servicio que ofrece. Tiene algunos clientes fijos. Muchas veces sus clientes le encargan el producto con anticipación. Su deseo es continuar percibiendo los frutos de este negocio ya que es una de las principales fuentes de ingresos con la que cuenta. En vista de lo anterior ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio de hamacas, con el fin de dar un impulso a las ventas por medio del incremento de mercadería. El crédito lo invertirá en la compra de la materia prima necesaria (hilos) y para el pago de mano de obra para la elaboración de las hamacas, prevé que de esta forma logrará un incremento en las ventas y en los ingresos, lo cual le permitirá cancelar la deuda y continuar llevando el sustento a su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 663
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ingris Yaneth buy material (thread) and pay labor for producing the hammocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 17, 2012
Listed
Jun 3, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 19, 2013