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Caferino lives at home with his wife who is an artisan. For many years now he has been growing corn. From a very young age he learned how to grow crops since his parents could not afford an education for him. Thanks to all that he has learned in agriculture through his parents he was able to maintain a living and feed his family. Every year he grew corn, he sold a portion of the crop, and was able to pay for household expenditures. It is important to mention that he lives in very simple and humble conditions with his family. Mr.Caferino is very honorable, hard-working, responsible, and driven. He has positive references since the neighbors are satisfied with the service he offers them. He is requesting INTEGRAL a loan to buy materials (seeds, fertilizer, insecticides, etc.) to start off the cultivation of his crops which are important in continuing his daily work and offer a better quality of life for his family.
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Ceferino habita en casa de su propiedad junto con su esposa la cual es artesana. Desde hace muchos años se dedica al cultivo de maíz. Aprendió a cultivar la tierra desde que era muy pequeño, debido a que sus padres no le pudieron apoyar con la educación escolar. Gracias a los conocimientos de la agricultura heredados por sus padres, logra ganarse la vida y llevar el pan de cada día a su hogar, ya que cada año cultiva maíz para luego poder vender una parte de la cosecha y cubrir las necesidades de su hogar. Es muy importante destacar que habita en condiciones muy sencillas y humildes junto a su familia. El señor Ceferino es muy honrado, trabajador, responsable y luchador. Tienen buenas referencias ya que sus vecinos están satisfechos con el servicio que él ofrece. Solicita este préstamo a INTEGRAL para invertir en la compra de los insumos agrícolas necesarios (semillas, abonos, insecticidas, etc.) para dar inicio, lo antes posible a la siembra de los granos básicos que son muy importantes para continuar llevando el pan de cada día a su hogar y tratar de mejorar sus condiciones de vida y las de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 746
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Ceferino buy seeds, fertilizer, insecticides, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 15, 2012
Jun 3, 2012
Currency Exchange Loss:
May 17, 2013