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Raquel Armando
Raquel Armando, 41-years-old, lives with his life partner and his children. He makes a living growing corn and already has several years of experience making a living through agriculture. His land is located in a zone with good agricultural activity, and his crops are always the best in the area. He sells in all the surrounding areas and already has many loyal customers since everything that he sells is always of excellent quality and affordable prices. In addition, he is well-known for his great kindness.

Raquel Armando is a man dedicated to his work, a visionary always taking advantage of every opportunity that presents itself along the way. During the last harvest he had losses that did not allow him to reach the earnings he had expected, which is why in this season he wants to recover and invest in supplies, but he needs the capital. For this reason he asks INTEGRAL for a loan that allows him to buy corn seed, insecticide fertilizer, tools, etc. Raquel Armando is a man of values, is honest with good payment references, has the certainty that he will be able to settle the debt, and at the same time be able to give his family a full life.
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Raquel Armando de cuarenta y uno años de edad vive junto a su compañera de vida y sus hijos, él se dedica al cultivo de maíz, y ya tiene varios años de dedicarse a la agricultura, su terreno está ubicado en una zona con buena incidencia agrícola, sus siembras siempre son las mejores de la zona, el comercia en todos los alrededores y ya tiene mucha clientela fija pues todo lo que vende siempre es de excelente calidad y a precios accesibles además es muy conocido por gran amabilidad; Raquel Armando es un hombre dedicado a su labor, visionario siempre aprovecha cada oportunidad que se le presenta en el camino, en la última cosecha tuvo pérdidas que no le permitieron alcanzar las ganancias esperadas, por eso en esta temporada quiere recuperarse e invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, fertilizante insecticida, herramientas, etc. Raquel Armando es un hombre de moral, honesto con buenas referencias de pago, tiene la certeza que podrá cancelar la deuda y a la vez podrá darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 657
    View loans »
    El Salvador Loans Fundraising
  • $24,202,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Raquel Armando to buy corn seed, insecticide fertilizer, and tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 21, 2012
Listed
Jun 3, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013