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Sayhua Group
In this Group: Maricel, Efrain, Eugenia, Beatriz, Jasub Dison, Policarpo*, Leonor, Victoria, Bravo
* not pictured
The members belong to the community bank "Sayhua". This bank is located in the Urubamba district belonging to the Urubamba province and department of Cuzco.

Mrs. Maricel is a member, lives with her spouse, is 32 years old and has one child. She works in her business of raising animals, she raises chickens and guinea pigs, gets them to grow and fatten up and then sells them at the various fairs. The member works from 8:00 am until 6:00 pm and through this business gets her child ahead. She wants to enlarge and improve her business of raising animals. She is requesting this loan to buy chickens and guinea pigs.

The member photos that are attached to the group picture were taken later since the members were excused because of work commitments.
The other members have a room rental business, a grocery store, food sales business and animal raising business.

The member thanks all that are part of this dream and promises to make her payments in the established time period.
View original language description ↓
Los socios pertenecen al banco comunal “SAYHUA”; Este banco se ubicada en el distrito de Urubamba, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Maricel ella es conviviente y tiene 32 años y tiene 1 hijo; La socia trabaja con su negocio de crianza de animales, ella cría pollos y cuyes y los hace engordar y crecer y luego los vende en forma ambulatoria en las distintas ferias, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m, la socia por medio de este negocio saca adelante a sus hijos, la socia quiere ampliar y mejorar el negocio de crianza de animales. La socia solicita el préstamo para comprar pollos y cuyes.
Los socios que estan pegados a la foto grupal se les tomo despues porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de alquiler de habitaciones, negocio de tienda de abarrotes, negocio de venta de comida y negocio de crianza de animales.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $59,068,775
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sayhua Group's $1,600 loan helped a member to purchase chickens and guinea pigs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 22, 2012
May 31, 2012
Currency Exchange Loss:
Oct 15, 2012