Jardines De La Luz Group
Update on Jardines De La Luz GroupThese men and women are members of the JARDINES DE LA LUZ communal bank, located in the city, province, and department of Cusco.
Maria Antonieta is 44 years old, single, and has three children. She works with her cafeteria business, preparing breakfast, sandwiches, empanadas, and soft drinks. She sells from 8:00 am to 7:00 pm and helps her children get ahead through this business. Her dream is to expand and improve her cafeteria business. She is asking for this loan in order to buy ingredients such as bread, meat, chicken, and vegetables.
The other members have other businesses, such as selling livestock, farming, selling Guinea pigs, and floristry.
[Maria Antonieta] appreciates those who form part of this dream through this medium and she is committed to making her payments as agreed.
La socia es la Sra. Maria Antonieta ella es soltera y tiene 44 años y tiene 3 hijos; La socia trabaja con su negocio de cafetería, ella prepara desayunos, sándwich, empanadas y gaseosas, la socia vende desde las 8:00 a.m hasta las 7:00 p.m, por medio de este trabajo la socia saca adelante a sus hijos, el sueño de la socia es ampliar y mejorar el negocio de cafetería. La socia solicita el préstamo para comprar productos para cocinar como panes, carne, pollo y verduras.
Los otros socios se dedican al negocio de venta de ganado, negocio de agricultura, negocio de venta de cuyes y negocio de florería.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThis member belongs to the communal bank "JARDINES DE LA LUZ" which, because it is new, is a small group just starting to obtain loans and hoping to grow. It is located in the city of Cusco in the district of Poroy, inside a cemetery by the same name in the province and department of Cusco. O... More from Jardines De La Luz Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
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Success!! The loan was 100% repaid