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Duhurizehamwe/cyamura Group
In this Group: Damascene, Marie Grace, Leonard, Odette, Jean Damascene, Jean Baptiste, Alphonse
Jean Baptiste is a member of the Duhurizehamwe/Cymr group. The name of the group means "we're joining forces". He is 35 years old, married, and has one 4-year-old child. His child goes to school. He has six years of primary school education.

Jean Baptiste is a rice grower. This is his second loan cycle with ACB. He will use his loan to buy chemical fertilizers and pay the labor costs for his rice production.

In order to expand his business of growing rice, he plans to seek more loans in the future. In the coming years, he would like to enlarge his rice fields in order to meet the demand of the markets. With the profits, he plans to pay for the education of his child and cover his family's medical costs.
View original language description ↓
Jean Baptiste fait partie du groupe Duhurizehamwe/Cymr. Le nom du groupe signifie «met en comme ». Il a 35ans, il est marie avec 1 enfants de à 4 ans, dont 1 scolarise. Son niveau d’éducation est de 6 ans de primaire.

Jean Baptiste est agriculteur du riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre pour son agriculture du riz.

Pour accroitre son agriculture du riz, il planifie de sollicite d’autre crédits. Dans les prochaines années, il voudrait agrandir ces champs du riz pour satisfaire les marchés. Avec les profits, il prévoit de payer les frais scolaire pour ses enfants et payer les frais médicaux pour sa famille

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $15,198,425
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duhurizehamwe/cyamura Group's $1,275 loan helped a member to buy chemical fertilizers and pay the labor costs for the workers working in the rice fields.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Apr 26, 2012
May 26, 2012
Currency Exchange Loss:
Nov 15, 2012