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Dufashanye Cyamura Group
In this Group: Prosper, Xavier , Jean , Marie Louise, Simon , Erineste, Patrice, Louis
Prosper is a member of the Dufatanye/Cymr group. The group’s name means “Working together.” He is 45 years old and married, with five children ranging from 12 to one years of age. Three of the children are in school. His educational level is three years of primary school.
Prosper is a rice farmer. This is his first loan cycle with ACB. He will use his loan in order to buy chemical fertilizers and to pay the cost of labor for his rice farm.

In order to grow his business, he plans to continue taking out loans. In the years to come, he would like to enlarge his rice fields so as to meet market demand. He plans to use his profits to pay the costs of education for his children and healthcare for the entire family.
View original language description ↓
Prosper fait partie du groupe Dufatanye/Cymr. Le nom du groupe signifie «Travail ensemble ». Il a 45ans, il est marie avec 5 enfants de 12 ans à 1 ans, dont 3 scolarise. Son niveau d’éducation est de 3 ans de primaire.

Prosper est agriculteur du riz. C’est son Première cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre pour son agriculture du riz.

Pour accroitre son agriculture du riz, il planifie de sollicite d’autre crédits. Dans les prochaines années, il voudrait agrandir ces champs du riz pour satisfaire les marchés. Avec les profits, il prévoit de payer les frais scolaire pour ses enfants et payer les frais médicaux pour sa famille

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 32
    View loans »
    Rwanda Loans Fundraising
  • $14,314,275
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dufashanye Cyamura Group's $1,350 loan helped a member to buy chemical fertilizers and to pay the cost of labor for his rice farm.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 26, 2012
Listed
May 26, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2012