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Mujeres Patzuneras Group
In this Group: Emiliana , Odilia , Martina , Dionicia , Deifi Pricila , Martina , Vicenta , Elizabeth , Maria Cristina , Aura Leticia , Lesbia Ester , Juana , Florentina , Norma Patricia , Miriam Elizabeth , Berta
Martina belongs to Mujeres Patzuneras Trust Bank, along with 15 more women. She is 42 years old, married to a mason named Lorenzo, and lives in Patzun, Chimaltenango, which is located in Guatemala’s central highlands. Lorenzo and Martina have five girls, three of whom are in school. The girls’ ages range from nine months old to 22 years old.

Martina is by nature a weaver and embroiderer, techniques that she learned from her mother when she was a child, as is custom in most indigenous communities in Guatemala.

Martina joined Friendship Bridge six months ago for her first loan, which she used to start a new business – making and selling tortillas. She rents a small store to sell her tortillas. The store is located in the center of Patzun, which is about 10 minutes from her home. Martina’s business is going well and she has applied for a new loan, which she will use to purchase maize in large quantities for her tortilla-making business and thread in bulk for her embroidery.

Martina runs her tortilla business from 7:30 a.m. to 9 p.m. seven days a week. She also weaves and embroiders when she has time. Martina is very excited about this new loan, because it will give her the opportunity to make an income and support her daughters’ education. One of her daughters, Norma, is in the ninth grade and wants to study accounting. Martina never attended school, but she understands the importance of education for the family’s and community’s development, so she encourages her girls to stay in school.

Martina is determined to see her new business grow so that she can employ at least two women. She also wants to start selling tomatoes and some vegetables along with tortillas (in the same spot).

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 115
    View loans »
    Guatemala Loans Fundraising
  • $10,323,400
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Patzuneras Group's $4,525 loan helped a member to purchase maize in large quantities.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 22, 2012
May 26, 2012
Currency Exchange Loss:
Feb 15, 2013