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Juan Anibal
Juan, 46, is a merchant; he has a grocery store. He’s from Estelí and he studied Social Sciences. He’s the proud father of two adult children. He started his business with his own capital because he used to work for a firm and decided to use his severance pay he got from the firm to set up his grocery store. He used to have a clothes sales business that he had to close for health reasons. His wife helps him with his current business selling his products at home. He feels satisfied with the business because he does well because he has his customers and doesn’t have much competition in the zone and it’s a place with many passers-by that generate daily income.

He’s asking for the loan to buy metal sheeting and to pay labor costs to repair the roof on his house because when it rains water leaks in; he feels that this will help to keep the merchandise from becoming damp.

His plan for the future is to turn his business into a distributorship to earn better income and to have a better economic level and to be able to finish building his house to live comfortably alongside his family.
View original language description ↓
Don Juan de 46 años de edad, de oficio comerciante en el negocio de pulpería es originario de Estelí, su nivel académico estudio ciencias sociales, casado, orgulloso padre de 2 hijos mayores de edad. Inicio su actividad con capital propio ya que antes se desempeñaba en una empresa y de la liquidación que recibió de su trabajo decidió poner su negocio de pulpería, anteriormente tenia un negocio de venta de ropa que tuvo que quitar por problemas de salud, en su actual negocio recibe el apoyo de su esposa comercializando sus productos en su domicilio, se siente satisfecho con el negocio ya que le va bien pues cuenta con sus clientes debido a que no tiene mucha competencia en la zona siendo un lugar bien transitado lo que genera ingresos diarios.
Solicita el crédito para la compra de zinc y pago de mano de obra para componer el techo de su casa ya que cuando llueve se pasa el agua, el cual estima le ayudara para que la mercadería no se le humedezca.
Sus planes futuros es llegar a convertir su negocio una distribuidora para obtener mayores ingresos, tener un mejor nivel económico y poder terminar de construir su casa para vivir cómodamente junto con su familia.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $500 helped Juan Anibal to buy metal sheeting and to pay labor costs.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 22, 2012
May 31, 2012
Currency Exchange Loss:
Jun 30, 2012