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Montagne  Sud Group
In this Group: Ndeye, Siny*, Gnilane, Ounta, Mbene, Ndeye, Khady*, Salla, Aminata, Aminta, Awa, Khady, Fatou, Sokhna, Aïda, Fama, Penda*, Fatou
* not pictured
The “Banc Villageois of Montagne Sud” has been created on March 28, 2008. The PC 02 group is composed of 18 women living in the same neighborhood and working mainly as vendors and livestock farmers.

The group’s leader, Mrs. Ndéye, is 30 years old. She is married and the mother of two boys, five and three years of age. She retails cosmetic products in her neighborhood. She has sufficient experience with this work, over two years. On the photo she is standing on the right, with a green shawl around her shoulders, and raising her left hand.

She buys her goods (perfume, body milk, incense etc) from a mass merchant at the central market of her town, and resells in her neighborhood.
She would like to use her loan to buy 20 packs of perfume, 20 cases of body milk and some jars of incense in order to earn good revenues. She plans to use her income to bolster her savings in order to obtain a special loan one day and, eventually, a loan to launch a small business.
View original language description ↓
Le Banc Villageois Montagne Sud est créé depuis le 28 mars 2008.Le groupe PC 02 est composé de dix huit femmes qui habitent le même quartier et ont comme principales activités l'élevage et le commerce.

La responsable madame Ndéye est âgée de 30 ans; elle est mariée mère de deux garçons qui ont 5 et 3 ans. Elle mène une activité de petit commerce de produits cosmétiques dans son quartier, elle a une bonne expérience de plus de 2 ans.Sur la photo elle est debout à droite avec un châle vert autour des épaules et a levé la main gauche.

Elle achète ses produits (parfums, lait corporel, encens....) auprès d'un grand commerçant de la place au marché central de la ville et revend dans son quartier.

Elle souhaite avec son prêt acheter 20 paquets de parfums, 20 caisses de lait de corps et des bocaux d'encens afin de se faire beaucoup de revenus.
Elle compte avec ses bénéfices développer son épargne afin d'accéder un jour au prêt spécial et plus tard au prêt initiation à la petite entreprise.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 92
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 523.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Montagne Sud Group's $2,550 loan helped a member to buy cosmetic products intended for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2012
May 25, 2012
Currency Exchange Loss:
Dec 15, 2012