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Maria Auxiliadora
María, 50 years old, is from the city of Playas and lives in a common law marriage. Her husband makes a living as a carpenter and together they have a 16-year-old daughter who studies at the public school. María tells us that six years ago she opened a store since she had a daughter with special needs and needed additional income for the medical bills. At first, it was a very small store and she had very little of everything.

Since she needed to increase her sales, she became familiar with D-Miro communal bank. The loans that they have granted have allowed her to increase her business. Currently, in addition to the store, she manages a stationary store. She opens at 7 in the morning until 10 at night every day. When she can't work, her niece helps. She tells us that her area has thieves but she has not had any problems so far. During the interview, we wanted to meet her daughter but she told us that her body did not respond to the treatment and, sadly, she passed away. Now her business has been a refuge because it helps her to clear her mind. With this loan, she wants to stock her business by purchasing supplies, a refrigerator, and other items. Her dream is to have a large store with a more spacious home. As for her family, she continues to live in a union with her spouse and her other daughter.
View original language description ↓
Desde Playas conocemos a María quien tiene 50 años y vive en unión libre. Su esposo se dedica a la carpintería y juntos tiene una hija de 16 años que estudia en el colegio fiscal. María nos cuenta que empezó hace 6 años con una despensa ya que tenía una hija especial y necesitaba de otro ingreso para los chequeos médicos. En principio era muy pequeña la tienda y tenía muy poco de cada cosa. En vista de que necesitaba incrementar sus ventas conoció a banco D –Miro y con los créditos que le han otorgado a podido ampliarlo. En la actualidad a parte de la despensa tiene una papelería atendida por ella. Ella abre a las 7 de la mañana hasta las 10 de noche todos los días y cuando no puede la ayuda su sobrina. Nos comenta que en su sector hay ladrones pero no a tenido ningún problema de momento. En la entrevista quisimos conocer a su hija pero nos comenta que no resistió el tratamiento y lamentablemente falleció. Ahora su negocio ha sido su refugio ya que le ayuda a distraer la mente. Con el préstamo quiere surtir su negocio comprando víveres, frigorífico, etc. Su sueño es tener su tienda bazar grande con una casa más amplia. En lo familiar seguir en unión con su conyugué y su hija

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,435,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Maria Auxiliadora to buy supplies and a refrigerator.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2012
Listed
Jun 3, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013