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El Calvario Group
In this Group: Petra, Alberta *, Cristal , María Guadalupe , Enriqueta , María Elena , Elia Ana , Luisa , Margarita
* not pictured
The group "El Calvario" (the Calvary) is made up of 9 members, all hard working women. The group meets on a hill where one can enjoy the sun in the afternoons. The group name was chosen by the members because where they live there is a chapel that is also named El Calvario and its there that the crucifixion of Jesus is honored during Holy Week.
Doña Elia, who is the representative of the group, is 50 years old, married to Mr. Juan since she was 29 years old and together they have a family of daughters and sons. Currently they have only one child that is no longer in school but still depends on them. Doña Elia has a tortilleria and a grocery store. She started the tortilleria a year ago and it has no name. She frequently has difficulties buying corn meal, gas and firewood because of the high prices. These are essential items for the running of her tortilla making business. She tells us that it was her mother that taught her how to make tortillas. She also learned how to make the cooked maize for the tortillas. Her store has been operating for 6 years. She started it with her husband, who gave her a lot of support and encouraged her to open the business. She currently has some competition but she is not discouraged by it, on the contrary, it has supported her decision to open the tortilleria.
At this time she is requesting a loan to buy maize, gas, firewood and sweets to supply her grocery store. She comments that the loan helps her a lot since when she receives it she can stock up and does not need to purchase items every week. Her goal is to continue to grow her two businesses, especially the store as she plans to leave it to one of her daughters so that she can have financial security.
She uses her income to buy food, shoes and cover some household expenses. This is of great help to her husband because they do not have to worry as much when he does not have work.
Doña Elia and the group are very grateful for the chance to invest the loan into their businesses. Luisa, Margarita, Petra, and María Guadalupe will buy sheep to raise and fatten up for later resale; Doña Enriqueta will buy turkeys to also fatten up and resell; whereas Cristal will invest in perfumes, hardware and bedspreads. Finally, María Elena will buy popsicles and Alberta will purchase clothing for men and women to later sell.
View original language description ↓
El grupo “El Calvario” está conformado por 9 integrantes, todas son mujeres, personas muy trabajadoras. El grupo se reúne en una colina en donde lo mejor que se puede apreciar es le sol por las tardes. El nombre del grupo lo eligieron las integrantes del grupo y lo eligieron ya que donde viene se llama así también porque el lugar donde viven hay una capilla que también se llama El Calvario es donde se celebra la crucifixión de Jesús en Semana Santa.

Doña Elia quien es la representante del grupo nos cuenta que tiene 50 años de edad está casada con el señor Juan desde hace 29 años de edad juntos formaron una familia con hijos e hijas pero hasta el momento ya solo tiene un joven que ya no estudia pero aun depende de dicha pareja. Doña Elia tiene una tortillería y una tienda de abarrotes, su tortillería tiene un año que la inicio no tiene ningún nombre nos cuenta que la dificultad que presenta con frecuencia es para comprar maíz, gas y leña ya que está muy caro ya que siempre ha comprado esto porque esto es lo fundamental para que su tortillería siga funcionando algo curioso que nos cuenta es que su mama fue quien le enseño hacer tortillas también aprendió hacer el nixtamal para las tortillas es por eso que Su tienda tiene ya tiene 6 años nos comenta que la inicio ya que su esposo la apoyo mucho y la motivo para que juntos iniciaran su negocio solo que ahora su dificultad es la competencia que tiene pero no se desanima todo lo contrario fue cuando decidió iniciar su tortillería.
Esta vez ha solicitado el crédito para comprar maíz, gas, leña y dulces para surtir su tienda de abarrotes nos cometa que el crédito le ayuda de mucho ya que cuando llega su crédito aprovecha para surtirse y no estar comprado cada semana. También nos cuenta que la meta es hacer crecer sus dos negocios más que nada la tienda se la quiere dejara a una de su hija para que su hija tenga una solvencia económica estable.
Sus ganancias las utiliza para comprar alimentación, calzado, y gastos para el hogar esto ayuda mucho a su esposo ya que cuando se queda sin trabajo no se preocupan tanto ya que tienen sus ganancias que obtienen de sus ganancias.

Doña Elia y el grupo están muy agradecidas ya que podrán invertir el crédito en sus actividades como por ejemplo: las señoras Luisa, Margarita, Petra, María Guadalupe, comprarán borregos para criarlos y engordarlos para después venderlos, Doña Enriqueta comprará "guajolotes" (pavos) también para engordar y vender, mientras tanto Cristal invertirá en perfumes, tlapalería y colchas. Finalmente María Elena invertirá en paletas de hielo y Alberta comprará ropa de dama y caballero para su venta.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 30
    View loans »
    Mexico Loans Fundraising
  • $18,350,050
    Funds lent in using Kiva
  • 14.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Calvario Group's $5,575 loan helped a member to buy maize, gas, firewood, sweets, beverages, bread, milk, eggs and canned goods.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2012
Listed
May 31, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 2, 2012