Esperance is a member of the Shalom group and lives in Bujumbura. She is 29 years old and is married to Amissi, a driver. Together they have 3 children, aged from 5 months to 7 years old, 2 of whom are in school.
She has been a rice trader for 4 years. This is her first loan with Turame. With this KIVA loan, she will increase her working capital and buy a large quantity of rice to resell in order to make a profit. In the coming years, she would like to build a home on her own land.
Esperance fait partie du groupe Shalom et habite à Bujumbura. Elle a 29 ans et est mariée à Amissi, un chauffeur. Ensemble ils ont 3 enfants, âgés de 5mois à 7 ans, dont 2 étudient.
Elle fait le commerce du riz depuis 4 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup de kilos de riz à revendre pour gagner plus.
Dans les prochaines années, elle voudrait construire une maison sur sa propre parcelle.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.