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Mukhabat is 59 years old, married, and has two children. In 1990, in search of a source of income for her family, Mukhabat began her own business selling women's knitted wear at the market with an initial 10,000 som (KGS) investment. Thanks to her persistence and hard work, Mukhabat succeeded in developing the company, and now earns a monthly income of 40,000 som (KGS). Her inventory is currently limited so Mukhabat turned to Bai Tushum & Partners for a 135,000 som (KGS) loan. Mukhabat plans to use part of her profits to buy materials for repairs to her home, and part for business development.
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Мухабат 59 лет, замужем, воспитала 2 детей. В 1990 году, в поисках источника дохода для своей семьи, Мухабат начала свой бизнес в торговле женскими трикотажными вещами на рынке со стартовой суммой 10,000 сом (KGS) . Благодаря настойчивости и упорному труду, Мухабат сумела развить свой бизнес с ежемесячным доходом в 40,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Мухабат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 135.000 сом (KGS). Доходы от кредита Мухабат планирует частично вложить в закуп стройматериалов для ремонта в доме, и часть – в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 78
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Mukhabat expand her inventory.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 29, 2012
Currency Exchange Loss:
Oct 15, 2012