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For more than 12 years now, Balla has been going through the streets of his town selling coffee which he serves to people at their houses or their place of work. He is married and the father of five children. He also sells foodstuffs in a store that is managed by one of his cousins. These two activities allow him to support his family and especially to cover the school fees of his children.

In order to bolster his working capital, Balla is requesting a loan of 450,000 francs from UIMCEC to buy a stock of instant coffee. His ambition is to open a big store wholesaling instant coffee in the center of town.
View original language description ↓
Depuis plus de 12 ans, Balla parcours les rues de sa localité pour vendre du café qu'il sert à domicile ou dans les lieux de travail de ses clients. Il est marié et père de 5 enfants. Il vend également de denrées alimentaires dans un magasin qui est géré par un de ses cousins.Ces deux activités lui permettent de subvenir aux besoins de sa famille et surtout de prendre en charge les frais de scolarité de ses enfants. Afin de renforcer son fonds de commerce, Balla sollicite un pret de 450000f auprès de l'UIMCEC afin d'acheter un stock de café en poudre. Son ambition est d'ouvrir un grand magasin de vente en gros de café en poudre en centre ville.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 40
    View loans »
    Senegal Loans Fundraising
  • $13,487,775
    Funds lent in using Kiva
  • 523.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Balla to buy a stock of instant coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2012
May 25, 2012
Currency Exchange Loss:
May 17, 2013