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Gulsara is 56 years old, married, and has 3 children. She has been raising livestock since 1995, having started her business with an initial investment of 20,000 som. Thanks to her hard work, Gulsara's herd currently consists of 3 dairy cows, 5 sheep and 2 horses, while her monthly profits from selling milk to the local dairy plant amount to approximately 15,000 som (KGS).

In order to continue developing her business, Gulsara has turned to Bai Tushum & Partners for a loan of 96,000 som (KGS) to buy additional sheep and goats. She plans to reinvest her profits from this loan into her business by constructing a large barn for her animals.
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Гулсаре 56 лет, замужем, имеет 3 детей. Гулсара с 1995 года занимается животноводством, начав этот бизнес со стартовой суммы в 20,000 сом. Благодаря упорному труду Гулсары, в ее хозяйстве на сегодняшний день имеется 3 дойные коровы, 5 овец и 2 лошади, ежемесячная прибыль с продажи молока местному перерабатывающему заводу составляет около 15,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Гулсара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 96,000 сом (KGS) на покупку дополнительных голов мелкого рогатого скота. Доходы от кредита Гулсара планирует вложить в дальнейшее увеличение своего хозяйства за счет постройки большого сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Gulsara to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 29, 2012
Currency Exchange Loss:
Nov 21, 2012