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Khuvaido is 29 years old, married, and has three sons. He is a very responsible, hardworking and punctual man. He sells perfume products, and has more than 5 years of experience in this field.

Khuvaido is the oldest son in his family and he lives with his parents. His wife is not employed; she takes care of the household and raises their sons.

The family has a small garden. Khuvaido's father, an experienced gardener, is the one taking care of the garden, caring for the trees and growing nice farm products. The family also owns livestock (cows, goats, sheep), and Khuvaido's father also takes care of the animals.

Thanks to Khuvaido's help, his parents are financially independent, and can educate their grandchildren and prepare them for the future.

As it is the beginning of the wedding season, Khuvaido would like to use his loan to increase his assortment of products.

Khuvaido and his parents are grateful for the financial support provided by our organization.
View original language description ↓
Хувайдо – 29 лет, женат, имеет 3 сыновей. Он очень ответственный, трудолюбивый и пунктуальный мужчина. Занимается торговлей парфюмерной продукции. Опыт в этой деятельности более 5 лет. Хувайдо старший сын и живет вместе с родителями. Его жена не работает, она занимается хозяйством, и воспитанием сыновей. У них имеется небольшой сад. Отец Хувайдо очень хороший садовник, он присматривает за садом, ухаживает за деревьями и получает хороший урожай. Ещё у них есть домашние животные (коровы, козы, овцы) за которыми тоже ухаживает отец. Хувайдо помогает своим родителям зарабатывая самостоятельно. Ведь родители должны дать образование и обустроить остальных детей. Так как начинается свадебный сезон, на полученный кредит Хувайдо хочет увеличить ассортимент товаров. Хувайдо и его родители выражают свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Khuvaido to expand his business and increase his assortment of perfume products.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 13, 2012
May 28, 2012
Currency Exchange Loss:
Jun 17, 2013