Sok is 29 years old; a resident who permanently lives in Ang Snoul district, Kandal province. To generate income, he works for a garment factory in Phnom Penh. His work schedule is from 7 a.m. in the morning until 5 p.m. He earns approximately USD 100 per month by working overtime. In parallel, his wife also works as a garment worker for the same company. This couple has been blessed with two school-age children.
Due to the lack of a vehicle for traveling to work, Sok would like to take out a loan of USD 1,000 to purchase a motorcycle, which provides good transportation services for the family. This loan will help the family reduce their expenses and increase their savings for the future education of their children.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.