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Janette is a strong and optimistic woman. She is 44 years of age and happily married to Ariel. In her husband's absence, she fulfills the roles of both father and mother for her four children. It was really hard for her in the beginning but as the days pass by, she is able to abide these things through the guidance of our God Almighty. According to Janette, although she receives remittances from her husband, their income is not enough to pay for the tuition of her college student and their daily household expenses.

Janette decided to start a business, in order to help her husband in generating income to cover all of their expenses. With the aid of her remittances, she has been able to establish her own business, raising hogs and vending homemade snacks, such as donuts, pancit cabagan (a noodle dish), and kropek (a prawn-flavored cracker).

Once again, Janette is struggling with a shortage of income due to the expensive prices of hog feed and vaccines. For this reason, she is requesting a loan in the amount of PHP 14,000. She hopes that she can provide her hogs with proper nutrition so that they will reach their optimum growth and she will obtain greater profits. She will use her additional income to finance her children's education and improve their living conditions.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1235
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Janette to buy feed and vaccines for her hogs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 1, 2012
Currency Exchange Loss:
Dec 15, 2012