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Lazaro has lived in his own house with his family for the past fourteen years. He cultivates corn and sorghum. He learned to work the earth as a child. Farming has helped him to provide for his family. He gets up very early every day to work the earth and to be able to harvest his crops, which are his main source of income. He is the main financial provider for his family and he hopes to continue being so well into the future. He is very well-known in the region as a hard-working person who is both friendly and responsible. Many people give both him and his work good references. It is worth noting that he lives in simple and humble conditions, which he hopes to change little by little. He is requesting this loan from INTEGRAL to invest by purchasing the necessary supplies (fertilizer, seeds, and insecticides, etc.) to start planting. It is only through this work that he can bring bread to his home on a daily basis. He hopes that with the help of the institution he will be able to achieve his dream of reaping an abundant harvest, pay off his loan, and continue bringing bread to his home on a daily basis.
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Lázaro habita en casa propia junto con su familia, desde hace 14 años. Él se dedica al cultivo de maíz y maicillo. Desde niño aprendió a cultivar la tierra, esta actividad es la que le ha permitido llevar el sustento a su hogar. Todos los días se levanta muy temprano para trabajar en la tierra y poder sacar la cosecha que es su principal fuente de ingresos. Él es el principal soporte económico de su familia y desea continuar siéndolo por mucho más tiempo. Es muy conocido en la zona como una persona trabajadora, amble y responsable. Muchas personas dan buenas referencias, tanto de él como de su trabajo. Vale la pena destacar que habita en condiciones muy sencillas y humildes las cuales desea ir paliando poco a poco. Solicita este crédito a INTEGRAL para invertir en la compra de los insumos necesarios (abonos, semillas, insecticidas, etc.) para dar inicio a la siembra ya que solo de esta forma puede llevar el pan de cada día a su hogar. Espera que con la ayuda de esta institución pueda lograr su sueño de sacar una cosecha abundante, para cancelar el préstamo y continuar llevando el pan de cada día a su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 782
    View loans »
    El Salvador Loans Fundraising
  • $26,212,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $700 helped Lázaro to purchase fertilizer, seeds, and insecticides, etc.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2012
Jun 3, 2012
Currency Exchange Loss:
Jul 3, 2012