Divino Niño Jesús (Cuenca) Group
One of the members of this group is Nancy Beatriz. She is 26 years old and is the single mother of three children ages 10, 6 and 4. Her first two children study in a small school in the city. She does not have her own house, so she rents. Nancy Beatriz is in charge of the chores of her home. She helps her family get ahead through her business selling a variety of clothing. She works seven days a week without a fixed schedule and she sells her merchandise across the city. She has been working at this business for three years.
This is the first loan that she has requested through the community bank, at the invitation of a friend and neighbor. She is going to invest the loan in the purchase of clothing in order to increase her inventory. Her dream is to have a boutique.
Una de las socias de este grupo es la Señora. Nancy Beatriz, tiene 26 años de edad, es madre soltera de 3 hijos de 10, 6 y 4 años de edad, sus dos primeros hijos estudian en una escuelita de la ciudad. No tiene casa propia por lo que vive arrendando.
La Señora. Nancy Beatriz se encarga de los quehaceres de su hogar y para sacar adelante a sus hijos se dedica al comercio, vende todo tipo de ropa, labora de domingo a domingo sin un horario fijo y su mercadería la vende recorriendo la ciudad, se encuentra en el negocio hace 3 años.
Este es el primer crédito que realiza en el banco comunal al cual fue invitada por una amiga y vecina, su crédito lo va a invertir comprando ropa para surtir mas la mercadería.
Su sueño es tener una boutique.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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