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Perfecta Natividad
Perfecta is a 24 year old woman, she lives in the city of Ica, she is married and has 2 small children who are in primary school and in her free time she enjoys cooking her favorite food, chicken with rice. Perfecta with a lot of work finished her high school education but sadly due to a lack of resources she was not able to have a university education but she would have liked to have pursued a nursing degree.

By her own initiative, a few years ago she started selling delicious deserts like alfajores (caramel sandwich cookies with powdered sugar) and cocadas (coconut cookies). She works about 7 hours a day on her business and takes care of about 80 and 110 customers. Perfecta believes that her business does well thanks to her sweets, experience and great location since she works in the center of the city.

Perfecta is very grateful to the Kiva lenders since thanks to your help she will be able to improve her home since winter season is arriving and she wishes to build an extra room for her little children. This will help her meet her greatest goal, to build a home with the comforts needed to improve her and her family’s quality of life.

View original language description ↓
Perfecta es una mujer de 24 años, vive en la ciudad de Ica, es casada y tiene 2 pequeños hijos los cuales cursan la educación inicial, en sus ratos libres le gusta cocinar su comida favorita el “Arroz con Pollo”; Perfecta con mucho empeño concluyó sus estudios secundarios, lamentablemente por falta de recursos no puedo cursar una carrera universitaria, pero hubiera gustado poder estudiar la carrera de Enfermería.
Por iniciativa propia, desde hace varios años se dedica a la venta de deliciosos postres, como son los alfajores y las cocadas, ella dedica a si negocio un aproximado de 7 horas diarias, en las cuales puede atender entre 80 y 110 clientes; ella cree que su negocio marcha bien gracias a sus delicias, experiencia y buena ubicación ya que trabaja en el centro de la ciudad.
Perfecta se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada, podrá realizar el mejoramiento de su vivienda, ya que se acerca la época de invierno y desearía poder construir un cuarto adicional para sus pequeños hijos; de esta manera podrá cumplir su gran sueño de llegar a construir su vivienda con las comodidades que requieran para mejorar la calidad de vida de ella y su familia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,557,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Perfecta Natividad improve her home, she wishes to build a room for her small children.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
May 30, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013