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Johanna Mercedes
Johanna Mercedes is 30 years old, single, and has one child. She lives with her 13-year-old son in the canton of Pueblo Viejo, which is in Los Rios Province.

Johana is a member of the Communal Bank "Anchoveta", which is located in the parish of Puerto Pechinche, Anchoveta District, and is part of the canton of Pueblo Viejo. The members engage in farm work.

Johana is a farmer who grows corn. Her purchases are conducted in the city of Ventanas. The loan she is requesting will be used to buy seeds, fertilizers, and compost for planting corn. As a result, the loan will help to supply what she needs for her family and for her production. Her dream is to have money so that she can live well. Among the challenges she faces are the rains that could damage her crops.

In her free time, Johanna enjoys reading books with Christian stories.

View original language description ↓
Johanna Mercedes tiene 30 años es soltero tiene 1 hijo vive con el hijo de 13 años en el Canton Pueblo Viejo Provincia de Los Rios.

Ella pertenece a la ventanilla ANCHOVETA se encuentre ubicada en la parroquia Puerto Pechiche recinto Anchoveta pertenece al Canton Pueblo Viejo se dedica a labores agricolas.

Johana se dedica a la agricultura a la siembra de maiz, las compras las realiza en ventanas y las realiza en la ciudad de ventanas. El credito solicita para la compra de semillas, fertilizantres, y abonos la sembrar maiz. El credito le ayudado a suplir las necesidades de la familiares y de la produccion. El sueño es tener dienro para vivir bien.

Ha enfrentado desafios como la lluvia que ha dañado la siembra. En los tiempos leer los libros de historias cristianas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Johanna Mercedes to buy seeds, fertilizers, and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2012
May 30, 2012
Currency Exchange Loss:
Dec 15, 2012