Check out some available loans that are similar to this one!
Salvador Arnulfo
Arnulfo is 40 years old, married, and has six children. He is a social, hard-working, honest, and cheerful man. His wife does the household chores. He started his business 12 years ago. He grows coffee and raises cattle. Arnulfo learned by tradition, as his father did this type of work. He works together with his wife, son, and two temporary employees. His wife is the one who runs their small grocery store, which is important to supporting the family's success.

His work day starts at 4:30 am and ends at 3:00 pm. His greatest difficulty has been finding enough time to tend to these activities, as he also works at a private company, which complicates the adequate distribution of his time. The advantage of having productive businesses is that it makes it easier for him to offer health, nutrition, and education to his family.

Arnulfo needs the loan he is requesting to purchase fertilizers for the field, to pay laborers, and to clean the cattle paddock. His dream is to offer his family protection and for all of his children to graduate. His goal is to have the economic solvency to take care of his family's expenses. This is Arnulfo's first loan request from FAMA and he hopes to make his repayments punctually.
View original language description ↓
Arnulfo tiene 40 años de edad, es casado y tiene seis hijos, es un hombre social, trabajador, honesto y alegre, su esposa realiza los quehaceres del hogar. Elnegocio lo inicio desde hace 12 años el se dedica al cultivo de café y a la cría de ganado, Arnulfo aprendió por tradición ya que su padre se dedica a estas actividades, trabaja junto a su esposa, su hijo y dos empleados temporales, siendo su conyugue quien maneja el negocio de la pulpería y es soporte importante en el éxito de familia, la jornada de trabajo inicia a las 4:30 am y finaliza a las 3:00 pm. La mayor dificultad ha sido tener tiempo para atender estas actividades ya que también tiene trabajo en una empresa privada y eso le complica distribuir adecuadamente su tiempo. La ventaja de tener actividades productivas es que es más fácil lograr brindar salud, alimentación y educación a la familia. El préstamo que Arnulfo solicita lo necesita para invertirlo en la compra de fertilizantes para la finca, pago mano de obra y para limpiar el potrero del ganado. Su sueño es brindar protección a su familia y poder graduar a todos sus hijos, su meta es tener solvencia económica para solucionar los gastos familiares. Este es su primer crédito que solicita en FAMA y espera cancelar sus cuotas puntualmente.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 43
    View loans »
    Honduras Loans Fundraising
  • $7,989,775
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD