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Vazha is 43 years old; he lives in a small village with his family: his wife who is a teacher in the local school and his 21-year-old daughter who is a student. The family earns their living through agricultural business. In particular Vazha has 2 hectare of land where he grows corn and grapes. He has his own mini-bus and along with the agriculture, he provides transportation services to the local population. Vazha is busy during the whole day. He works hard to earn income for living. The total average monthly income of the family is 900 Lari.

Vazha requested a loan for his agricultural business. With this loan he will be able to cultivate the family-owned land and sow corn. He will work hard, especially in spring and summer seasons to get a good harvest. After selling the corn, the family will get planned income and Vazha will be able to continue financing the eduction of his daughter.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $8,094,625
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Vazha to cultivate agricultural land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2012
May 25, 2012
Currency Exchange Loss:
Jun 17, 2013