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María De Jesús
María is a very responsible and hardworking woman. She awakens every morning with the conviction that it is another opportunity to get ahead and improve her living conditions. She lives with her husband, who helps her economically with the household expenses.

María is a vendor in the informal sector. She buys and sells food products such as bread, cookies, handmade sweets, etc., as a street vendor with her basket. This is how she pays for her house, food, and her family's other vital necessities.

Her biggest desires for improvement have led her to request this loan, which will allow her to invest in merchandise to sell, such as cookies, bread, handmade sweets, etc. She anticipates that this way she will manage to increase her sales and income levels.

In addition, María wants to expand and formalize her business. She is thinking about the possibility of paying for a store where there are other vendors like her and her profits will multiply. For now, this is the opportunity to continue bringing home food and looking for the way to improve her quality of life and that of her family.
View original language description ↓

María, es una mujer muy responsable y trabajadora. Cada mañana se despierta con la convicción de que es una nueva oportunidad para salir adelante y mejorar sus condiciones de vida. Vive junto a su esposo, quien la apoya económicamente con los gastos del hogar. María es comerciante informal, se dedica a la compra y venta de productos alimenticios, como pan, galletas, dulces artesanales, etc. En su canasto de forma ambulante,así es como se costea el pago de su vivienda, alimentación y otras necesidades vitales de su familia. Sus grandes deseos de superación, la han llevado a solicitar este préstamo que le permita invertir en mercadería para la venta como: galletas, pan, dulces artesanales, etc. ya que prevé, que de esta forma logrará aumentar sus niveles de venta e ingresos. Además, María desea que su negocio crezca y se formalice pensando en la oportunidad de pagar un local y desde ahí contar con vendedores como ella y así sus ganancias se multipliquen, por ahora esta es la oportunidad para continuar llevando el alimento a su hogar y buscar la forma de mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 844
    View loans »
    El Salvador Loans Fundraising
  • $25,704,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped María De Jesús to buy cookies, bread, handmade sweets, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 15, 2012
Listed
Jun 3, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 25, 2013