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Sandro is forty-four years old; he lives with his wife in a small village of Kakheti Region. For over fifteen years he has been using his own vehicle to offer taxi services for the local population and has acquired extensive experience in this business. The total average monthly income of the family is 900 Lari.

Sandro requested a loan to start up an agricultural business. He plans to plant a vineyard. He is a very hard working man and thinks that he will get a good harvest. Sandro will sell part of the harvested product on the local open market, as well as make wine, which will be sold locally as well. This will increase the income of the family. With the increased amount of profit he will be able to reinvest in the family agricultural business to expand it and make it even more profitable. Taking into account the above-mentioned the living conditions of the family will improve.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sandro to start a vineyard business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 11, 2012
May 25, 2012
Currency Exchange Loss:
Dec 15, 2012